Income
$0
Employment
Wages / salary
$
Self-employment income
$
Commissions / bonuses
$
Second job / side income
$
Government & Support
Centrelink benefits
$
Child support received
$
Pension
$
Other
Rental income
$
Other regular income
$
Total monthly income
$0
Expenses
$0
Housing
Rent / mortgage
$
Council rates ÷12
$
Water rates ÷12
$
Home / contents insurance ÷12
$
Loans & Credit
Car loan repayment
$
Personal loan repayment
$
Credit card/s minimum payment
$
BNPL repayments
$
Child support paid
$
Utilities & Bills
Electricity / gas
$
Internet / phone
$
Subscriptions & streaming
$
Living Costs
Groceries
$
Fuel
$
Public transport / tolls / parking
$
Car registration ÷12
$
Car insurance ÷12
$
Car maintenance / servicing ÷12
$
Childcare / school fees
$
Medical / health insurance
$
Discretionary
Dining / takeaway
$
Entertainment
$
Gambling / betting
$
Clothing
$
Gifts / holidays ÷12
$
Pets / vet bills ÷12
$
Other spending
$
Total monthly expenses
$0
Monthly surplus / deficit
$0
Enter your income and expenses above to see your result.